CCB Brasil must comply with all the main regulations of the Central Bank of Brazil, pertinent to the banking sector with regard to Sustainability and Socio-environmental and Climate Risk. Are they:
• CMN Resolution No. 4,943/2021 that “Amends Resolution No. 4,557, of February 23, 2017, which provides for the risk management structure, the capital management structure and the information disclosure policy”.
• CMN Resolution No. 4,945/2021 which “Deals with the Social, Environmental and Climate Responsibility Policy (PRSAC) and actions aimed at its effectiveness.”
• BCB Resolution No. 139/2021 which “Provides for the disclosure of the Social, Environmental and Climate Risks and Opportunities Report (GRSAC Report). ”
• BCB Resolution No. 140/2021 which “Provides for the creation of Section 9 (Social, Environmental and Climatic Impediments) in Chapter 2 (Basic Conditions) of the Rural Credit Manual (MCR). ”
• BCB Resolution No. 151/2021, which “Provides for the remittance of information related to social, environmental and climate risks dealt with in Resolution No. 4,557, of February 23, 2017, and CMN Resolution No. 4,945, of September 15, 2021. ”BCB Normative Instruction No. 153/2021 which “Establishes standardized tables for the purpose of disclosing the Social, Environmental and Climate Risks and Opportunities Report (GRSAC Report)”.
• Normative Instruction BCB No. 222/21 that “Establishes the procedures for sending information related to social, environmental and climatic risks of exposures in credit operations and securities referred to in BCB Resolution No. 151, of October 6 of 2021.”
Moreover, to reinforce its engagement to sustainability and sustainable development, CCB Brasil made public engagement to FEBRABAN, through its Banking Self-Regulation system.
The Self-Regulation System is governed by its Code of Conduct and Ethics, and by guidelines, resolutions and formal rules publicly established by the Febraban Board.
It´s important to point out that the Self-Regulation standards do not overlap the current legislation, but rather harmonize with them, detailing the procedures to be adopted so that there is full compliance with the established regulations.
Self-regulation has three normative axes, as shown below, where Financial Institutions can voluntarily adhere to at least one of these axes.
• Relationship with the Consumer: regulations that consolidate guidelines and procedures for the good practices of financial institutions with their consumers;
• Prevention of Illicits: currently related to SARB Regulations 011/2013 and 021/2019, this normative axis consolidates the best national and international practices to prevent and combat money laundering and financing of terrorism and corruption;
• Social and Environmental Responsibility: regulations that consolidate fundamental guidelines and procedures for the social and environmental practices of the Signatories in business and in the relationship with stakeholders.
To learn more, visit autorregulacaobancaria.com.br.
Brazilian GHG Protocol Program
Reassuming CCB Brasil's commitment to being transparent, the Institution became a member of the Brazilian GHG Protocol Program, coordinated by FGVces. The Program aims to manage the Conglomerate's emissions through an internationally recognized methodology. Emissions are inventoried annually and published in the Public Emissions Registry.
![](/en/site/thumbnail/image/400x134/files/fcfccfc19492c811ee8a17005056ae3d97/f24c2b35a92c911ee8a17005056ae3d97/programa-brasileiro-GHG-protocol.png)
• CMN Resolution No. 4,943/2021 that “Amends Resolution No. 4,557, of February 23, 2017, which provides for the risk management structure, the capital management structure and the information disclosure policy”.
• CMN Resolution No. 4,945/2021 which “Deals with the Social, Environmental and Climate Responsibility Policy (PRSAC) and actions aimed at its effectiveness.”
• BCB Resolution No. 139/2021 which “Provides for the disclosure of the Social, Environmental and Climate Risks and Opportunities Report (GRSAC Report). ”
• BCB Resolution No. 140/2021 which “Provides for the creation of Section 9 (Social, Environmental and Climatic Impediments) in Chapter 2 (Basic Conditions) of the Rural Credit Manual (MCR). ”
• BCB Resolution No. 151/2021, which “Provides for the remittance of information related to social, environmental and climate risks dealt with in Resolution No. 4,557, of February 23, 2017, and CMN Resolution No. 4,945, of September 15, 2021. ”BCB Normative Instruction No. 153/2021 which “Establishes standardized tables for the purpose of disclosing the Social, Environmental and Climate Risks and Opportunities Report (GRSAC Report)”.
• Normative Instruction BCB No. 222/21 that “Establishes the procedures for sending information related to social, environmental and climatic risks of exposures in credit operations and securities referred to in BCB Resolution No. 151, of October 6 of 2021.”
Moreover, to reinforce its engagement to sustainability and sustainable development, CCB Brasil made public engagement to FEBRABAN, through its Banking Self-Regulation system.
The Self-Regulation System is governed by its Code of Conduct and Ethics, and by guidelines, resolutions and formal rules publicly established by the Febraban Board.
It´s important to point out that the Self-Regulation standards do not overlap the current legislation, but rather harmonize with them, detailing the procedures to be adopted so that there is full compliance with the established regulations.
Self-regulation has three normative axes, as shown below, where Financial Institutions can voluntarily adhere to at least one of these axes.
• Relationship with the Consumer: regulations that consolidate guidelines and procedures for the good practices of financial institutions with their consumers;
• Prevention of Illicits: currently related to SARB Regulations 011/2013 and 021/2019, this normative axis consolidates the best national and international practices to prevent and combat money laundering and financing of terrorism and corruption;
• Social and Environmental Responsibility: regulations that consolidate fundamental guidelines and procedures for the social and environmental practices of the Signatories in business and in the relationship with stakeholders.
To learn more, visit autorregulacaobancaria.com.br.
Brazilian GHG Protocol Program
Reassuming CCB Brasil's commitment to being transparent, the Institution became a member of the Brazilian GHG Protocol Program, coordinated by FGVces. The Program aims to manage the Conglomerate's emissions through an internationally recognized methodology. Emissions are inventoried annually and published in the Public Emissions Registry.
![](/en/site/thumbnail/image/400x134/files/fcfccfc19492c811ee8a17005056ae3d97/f24c2b35a92c911ee8a17005056ae3d97/programa-brasileiro-GHG-protocol.png)