What is Portability of Payroll Loans?

In accordance with Central Bank Resolution 5.057/2022, it is our duty to guarantee the portability of credit operations, when formally requested by the client.

Credit portability is the customer's right to transfer their contract to another financial institution at a more attractive interest rate. Portability is only permitted provided that the amount and term proposed by the other institution are no greater than the current outstanding balance and the remaining term of your contract, respectively.

Please note that the request for the DDC (Credit Description Document), which will assist your new institution, will be made available within 1 working day of your request.

Your request for Portability to another Institution must be answered within the legal deadline of up to 5 working days after your request. Once approved, your Credit Portability will be carried out electronically between BOC Financeira and your new institution.

Attention!

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